Personal Loan: How Much EMI Will You Pay on a ₹10 Lakh Loan for 7 Years

Personal Loan: How Much EMI Will You Pay on a ₹10 Lakh Loan for 7 Years

What is EMI? EMI (Equated Monthly Installment) is the fixed monthly amount you pay to the bank or lender. It includes both the principal (the amount borrowed) and the interest (the cost of borrowing). Formula used for EMI calculation: EMI=P×R×(1+R)N(1+R)N−1EMI = \frac{P \times R \times (1+R)^N}{(1+R)^N-1}EMI=(1+R)N−1P×R×(1+R)N​ Where: Factors Affecting EMI on a ₹10 Lakh Personal … Read more