Here are some of the top travel insurance companies for US citizens visiting Ireland:
1. Allianz Global Assistance
- Strong worldwide coverage
- Trip cancellation, interruption, and medical emergencies
- Good for long trips
2. AXA Assistance USA
- Budget-friendly options
- Coverage for medical expenses in Ireland
- Flexible add-ons for adventure sports
3. Travel Guard (AIG)
- Popular among US travelers
- Comprehensive trip protection and baggage insurance
- 24/7 emergency assistance
4. World Nomads
- Great for adventurous travelers
- Covers hiking, biking, and other outdoor activities
- Easy online purchase and claim process
5. Insure My Trip (Comparison Site)
- Allows comparison of multiple insurers
- Customizable plans for Ireland trips
- Perfect for finding affordable policies
Average Cost of Travel Insurance for Ireland
On average, travel insurance for Ireland costs 4% – 10% of your total trip price.
- Short trip (7 days): $40 – $80
- Two-week trip: $70 – $150
- Family trip: $150 – $300
Prices vary depending on age, trip cost, duration, and coverage.
What Should You Look for in the Best Travel Insurance for Ireland?
When buying travel insurance for Ireland, check for:
- Emergency Medical Coverage – At least $100,000 coverage
- Trip Cancellation & Interruption – Covers prepaid costs
- Baggage & Personal Items – Up to $1,500 or more
- Adventure Sports Add-On – For hiking, biking, and outdoor activities
- 24/7 Assistance Services – For emergencies abroad
Tips for Choosing the Right Policy
- Compare at least 3 insurance providers before buying
- Read the fine print carefully
- Check if your credit card already offers partial coverage
- Buy insurance as soon as you book your flight for maximum benefits
Final Thoughts
Traveling to Ireland is a dream for many, but unexpected events can disrupt your journey. The best travel insurance in Ireland will cover medical emergencies, flight delays, and lost belongings, ensuring a safe and stress-free trip.
FAQs
1. Is travel insurance mandatory for Ireland?
No, but it’s strongly recommended for US travelers since healthcare and trip disruptions can be costly.
2. Does US health insurance work in Ireland?
Most US health insurance plans do not cover international medical expenses. You’ll need separate travel insurance.
3. Can I get travel insurance if I already started my trip?
Some providers like World Nomads allow last-minute purchases, but it’s best to buy before departure.
4. Which insurance is best for adventure sports in Ireland?
World Nomads and AXA are excellent choices for hiking, cycling, and outdoor activities.
5. How much should I spend on travel insurance for Ireland?
Expect to spend about 5–7% of your total trip cost for good coverage.